Disclaimer

HomeReady is designed to give first-time buyers clear, practical information about the buying journey.

The content on this website is for general information and planning purposes only. It is not personal financial advice, mortgage advice, legal advice, or tax advice.

The calculators and planning tools on HomeReady are there to help users estimate costs, organise numbers, and understand what may be involved in buying a property.

Any results shown are examples based on the figures entered by the user. They are not guaranteed quotes, offers, approvals, or lending decisions.

Buying a property can involve mortgage criteria, legal checks, surveys, valuations, insurance, affordability checks, and other factors that vary from case to case.

Users should not rely on HomeReady alone when making a final decision about a property, mortgage, budget, or legal position.

HomeReady aims to keep information clear, useful, and up to date, but the property market, lender criteria, costs, and regulations can change over time.

Because of that, some content may become outdated and some examples may not reflect every real-world situation.

HomeReady may link to third-party websites or services for additional information or useful resources.

Those external websites are outside HomeReady's control and may have different terms, privacy practices, and content standards.

As HomeReady grows, this page should be updated so it continues to match what the site actually does and what users should expect from it.

A good rule is: if the site adds new tools, data capture, partnerships, or recommendations, this disclaimer should be reviewed at the same time.