Terms of use

HomeReady is designed to help first-time buyers understand the buying journey, explore key numbers, and plan their next steps.

By using the website, you agree to use it for lawful purposes only and in a way that does not misuse the site, disrupt the experience for others, or interfere with how the site works.

HomeReady includes guides, educational content, calculators, and planning tools intended to help users understand common parts of the first-time buyer journey.

These tools and pages are provided for general information and planning use only. They should not be treated as personalised financial, mortgage, legal, or tax advice.

HomeReady aims to keep information clear, useful, and up to date, but the property market, mortgage criteria, fees, and rules can change.

Because of that, HomeReady does not guarantee that every page, example, or calculation will always be fully current, complete, or suitable for every situation.

You are responsible for how you use the information and tools on this website.

Before making any final property, mortgage, budgeting, or legal decisions, you should make sure you have checked the relevant real-world information for your own situation.

HomeReady may include links to third-party websites or services for extra context or useful resources.

Those websites are outside HomeReady's control, and HomeReady is not responsible for their content, availability, or privacy practices.

HomeReady may update, improve, remove, or change parts of the website over time.

As the site develops, these terms should also be reviewed and updated so they continue to reflect how the website works.