Buyer tools
Move-in cost planner
Plan the one-off costs that hit around exchange, completion, and move-in day.
Before you start
Buying costs are not just the deposit
This planner helps you estimate the extra upfront costs around moving and buying, so you can budget for more than just the deposit alone.
- • Add the one-off costs you are most likely to face
- • Include things like legal fees, surveys, moving, and setup costs
- • Use it to build a more realistic budget before you buy
Your costs
Results
Buying costs only
£13,500
Deposit
£25,000
Total cash needed
£38,500
Savings available
£40,000
Cash left after move
£1,500
Shortfall
£0
With a deposit of £25,000 and extra buying and move-in costs of £13,500, the total upfront cash needed is £38,500.
What this means
Your move-in cost snapshot
A simple view of the main one-off costs you may need to budget for.
Total move-in cost
£13,500
Biggest one-off cost
Emergency buffer
Cost areas included
6
Solicitor fees
£1,800
Survey
£500
Moving costs
£700
Furniture
£3,000
Repairs
£2,500
Emergency buffer
£5,000
This is a big upfront cost, so it is worth planning early and leaving some breathing room for the extras that often show up late.
Next step
Check how buyer-ready you are
Once you have a move-in budget, use the readiness score to see how prepared you are overall and what still needs work.