Buyer tools
Readiness score
Get a simple snapshot of how close you are to being ready to buy your first home.
Before you start
This score is a guide, not a pass or fail
The readiness score is there to help you see what looks strong already and what may need more work before you move forward.
- • Answer based on where you are now, not where you think you should be
- • Use the result to spot your next best step, not to judge yourself
- • Come back and update it as your plans become clearer
Your details
Your score
Buyer readiness score
64/100
Nearly ready
Deposit percentage
10.0%
Monthly surplus
£500
Emergency buffer
3 months
Current band
Nearly ready
Top next steps
- • Get your key documents ready, like payslips and bank statements.
- • Plan your move-in and upfront buying costs.
What this means
Your readiness snapshot
A simple view of what your current score suggests about where you are in the buying journey.
Your score
64 / 100
Readiness level
Getting close
Score percentage
64%
You are moving in the right direction. A few stronger areas could make the buying process feel much easier and less rushed.
Keep going
Learn what comes next
Use the buyer guides to understand the process, avoid common mistakes, and turn your score into a clear action plan.